[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aizol.cz\/banka-vam-neschvalila-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.aizol.cz\/banka-vam-neschvalila-hypoteku\/","headline":"Banka v\u00e1m neschv\u00e1lila hypot\u00e9ku?","name":"Banka v\u00e1m neschv\u00e1lila hypot\u00e9ku?","description":"Proto\u017ee jste byli v minulosti v registru dlu\u017en\u00edk\u016f? Na koho se nyn\u00ed obr\u00e1tit? Nebankovn\u00ed hypot\u00e9ka bez registru m\u016f\u017ee b\u00fdt uzav\u0159en\u00e1, i kdy\u017e jste byli v registru. Tak\u00e9 nebude nikoho p\u0159i uzav\u0159en\u00ed p\u016fj\u010dky zaj\u00edmat, jak m\u00e1te vysok\u00fd plat, sta\u010d\u00ed jen zji\u0161t\u011bn\u00ed, \u017ee jste schopni p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet. Jen je zde je\u0161t\u011b jedna v\u011bc, a to, \u017ee […]","datePublished":"2019-11-05","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.aizol.cz\/author\/#Person","name":"","url":"https:\/\/www.aizol.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1a78ecc0e437eba31014e33ef1099b06183f235c76cc2a60652b6bba7126ee97?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1a78ecc0e437eba31014e33ef1099b06183f235c76cc2a60652b6bba7126ee97?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aizol.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aizol.cz\/wp-content\/uploads\/img_a369705_w2231_t1581785599.jpg","url":"https:\/\/www.aizol.cz\/wp-content\/uploads\/img_a369705_w2231_t1581785599.jpg","height":0,"width":0},"url":"https:\/\/www.aizol.cz\/banka-vam-neschvalila-hypoteku\/","about":["Ekonomika"],"wordCount":405,"articleBody":"      Proto\u017ee jste byli v minulosti v registru dlu\u017en\u00edk\u016f? Na koho se nyn\u00ed obr\u00e1tit? Nebankovn\u00ed hypot\u00e9ka bez registru m\u016f\u017ee b\u00fdt uzav\u0159en\u00e1, i kdy\u017e jste byli v registru. Tak\u00e9 nebude nikoho p\u0159i uzav\u0159en\u00ed p\u016fj\u010dky zaj\u00edmat, jak m\u00e1te vysok\u00fd plat, sta\u010d\u00ed jen zji\u0161t\u011bn\u00ed, \u017ee jste schopni p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet. Jen je zde je\u0161t\u011b jedna v\u011bc, a to, \u017ee ze z\u00e1kona mus\u00edte u hypot\u00e9k ru\u010dit nemovitost\u00ed. To se ob\u011b spole\u010dnosti, tedy bankovn\u00ed i nebankovn\u00ed kryj\u00ed pro p\u0159\u00edpad, \u017ee byste p\u0159estali p\u016fj\u010dku spl\u00e1cet. A pokud nem\u00e1te vhodnou nemovitost, nap\u0159\u00edklad pozemek, nebo chatu, m\u016f\u017ee svou nemovitost\u00ed ru\u010dit osoba t\u0159et\u00ed, nap\u0159\u00edklad n\u011bkdo z rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f, nebo z dobr\u00fdch p\u0159\u00e1tel.  Za odhad nemovitosti samoz\u0159ejm\u011b neplat\u00edte. Nemus\u00edte m\u00edt tak\u00e9 obavy, \u017ee bankovn\u00ed nebo nebankovn\u00ed spole\u010dnost m\u00e1 hlavn\u00ed z\u00e1jem se nemovitosti zmocnit. To je a\u017e \u00fapln\u011b posledn\u00ed v\u011bc, \u017ee by spole\u010dnost, kter\u00e9 dlu\u017e\u00edte pen\u00edze na spl\u00e1tk\u00e1ch, toto vyu\u017eila. Je\u0161t\u011b p\u0159edt\u00edm zde bude snaha, aby spl\u00e1tky byly obnoven\u00e9. A potom, pokud nepom\u016f\u017ee ani v n\u011bkter\u00fdch p\u0159\u00edpadech odklad spl\u00e1tek, sna\u017e\u00ed se bankovn\u00ed i nebankovn\u00ed spole\u010dnosti, aby si p\u0159\u00edjemce p\u016fj\u010dky nemovitost prodal s\u00e1m a sv\u016fj dluh vyrovnal. V\u0161e je pod dohledem \u010cesk\u00e9 n\u00e1rodn\u00ed banky, kter\u00e1 dohl\u00ed\u017e\u00ed na dodr\u017eov\u00e1n\u00ed z\u00e1konn\u00fdch pravidel.  Tak\u00e9 je zde mo\u017enost p\u016fj\u010den\u00e9 pen\u00edze p\u0159ed\u010dasn\u011b splatit a to bez pokut. Nav\u00edc, m\u016f\u017ee b\u00fdt tato p\u016fj\u010dka dlouhodob\u00e1, doba splatnosti dokonce a\u017e t\u0159icet let. Pokud tedy chcete koupit stavebn\u00ed pozemek, asi byste nem\u011bli v\u00e1hat. T\u011bch toti\u017e nen\u00ed a\u017e tak hodn\u011b, ale pokud se naskytne p\u0159\u00edle\u017eitost koup\u011b pozemku v lukrativn\u00edm m\u00edst\u011b, m\u016f\u017eete po\u017e\u00e1dat o rychlou nebankovn\u00ed hypot\u00e9ku bez registru. Bude skute\u010dn\u011b rychl\u00e1 a je zde mo\u017enost, \u017ee p\u0159edhon\u00edte dal\u0161\u00ed mo\u017en\u00e9 kupce. Ale nebankovn\u00ed spole\u010dnost v\u00e1m m\u016f\u017ee pomoci tak\u00e9 v jin\u00fdch p\u0159\u00edpadech. Je bez registru, tak\u017ee se pomoc\u00ed jej\u00ed hypot\u00e9ky m\u016f\u017eete zbavit hroz\u00edc\u00ed exekuce \u010di nev\u00fdhodn\u00e9 p\u016fj\u010dky nebo z\u00e1stavy.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banka v\u00e1m neschv\u00e1lila hypot\u00e9ku?","item":"https:\/\/www.aizol.cz\/banka-vam-neschvalila-hypoteku\/#breadcrumbitem"}]}]